Mortgage Help

What to do If You Can’t Make Your MaineHousing Mortgage Payment

Hard times happen, and it can be difficult to ask for help when you run into financial trouble. Life situations like unexpected medical expenses, a divorce, or losing a job may be one of any reasons you might be struggling to keep up with bills – including your mortgage.

• Understand Your Options 
• Work With Your Lender 
• Find Out Who to Contact 
• Seek Additional Resources 
• Avoid Scams & Fraud 

The most important thing to do is to make a call for help. DO NOT MOVE OUT of your home without first talking to your loan servicer/lender.

Please ask for help from your loan servicer or lender. Protect your home by knowing what payment options are available to you. While it’s best to call before you miss a payment, it’s important to call if you’re one or two months behind, too. 

• Talk to your mortgage servicer/lender 
  Your servicer/lender will discuss payment options that may help you stay in your home and avoid foreclosure.
• Call a housing counselor 
  A HUD-approved housing counselor will help you assess your financial situation and offer specific suggestions on what you should do, free of charge. Beware of scams! Do not pay a third party provider a fee for foreclosure prevention services.
• Contact MaineHousing
  Please contact MaineHousing today and speak with one of our representatives for more information related to avoiding foreclosure.