COVID-19 Mortgage Payment Trouble?

---

We at MaineHousing know that this is a very stressfull and challenging time for many. We are here to assist you if you are experiencing a financial hardship and difficulties making your Mainehousing First-Time Homebuyer Loan payment due to COVID-19.  MaineHousing, its lender partners, and housing counselors are available to discuss payment and budget options. The important thing to do is call.

• Talk to your mortgage servicer/lender - Your servicer/lender will discuss payment options to help you.
• Call a housing counselor - A HUD-approved housing counselor will help you assess your financial situation and offer specific suggestions on what you should do, free of charge. www.hud.gov/findacounselor
• Contact MaineHousing - For more information, contact MaineHousing today and speak with one of our representatives.

  Email MaineHousing |  financialhelp@mainehousing.org

  (800) 452-4668

Your lender will discuss the following options with you:

• Special forbearance
• Payment plans
• Maine HOPE (HomeOwnership Protection for unEmployment) Program for unemployed MaineHousing borrowers.
• Loan modifications
• MaineHousing HAMP (Home Affordable Modification Program)

If you can't make your MaineHousing Mortgage payment, ask for help!  Call your servicer/lender’s telephone number found on your billing statement or MaineHousing at 1-800-452-4668  (Maine Relay 711) .

MaineHousing compiled a list of Frequently Asked Questions and Answers concerning mortgage payments and COVID-19. Download the document:  MaineHousing Mortgage FAQ COVID-19