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  • “What you see is what you get” interest rates: MaineHousing’s interest rates are not adjusted by credit score, property type, or other factors during the loan process.
  • Unemployment payment protection plan: Eligible borrowers who lose their jobs can defer 4 payments until the end of the loan term, with no interest or penalty.
  • Little or no down payment required: Available when a MaineHousing mortgage is combined with FHA, RD or VA mortgage insurance.
  • Down payment and closing cost assistance options: Available to borrowers who choose the MaineHousing Advantage option – for a 0.25% add-on to the 0 point mortgage, buyers receive $2,000 towards the cash needed for closing.
  • Home improvements: Up to $35,000 for home improvements can be included in the loan amount under the Purchase Plus Improvements option.
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Contact Us

353 Water Street  •  Augusta, ME 04330
(800) 452-4668  •  (207) 626-4600
Fax (207) 626-4678  •  Maine Relay 711
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