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About MaineHousing


The Maine State Housing Authority (MaineHousing) is an independent authority created by the Legislature to address the problems of unsafe, unsuitable, overcrowded, and unaffordable housing.

Established as a self-supporting quasi-public housing agency charged with expanding affordable housing opportunities for the state’s low and moderate income families and individuals, MaineHousing has been helping Maine people own, rent, or heat their homes since 1969.

The mission of MaineHousing is to assist Maine people in obtaining and maintaining quality affordable housing and services suitable to their housing needs.

Our History


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MaineHousing Created

Maine's Legislature creates the Maine State Housing Authority. Five commissioners (one acting as director) and 15 advisory board members work in the first office – 128 Sewall Street, Augusta, Maine. 

1969

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First Director Appointed

Eben Ellwell is appointed the first director of Maine State Housing Authority by Governor Kenneth Curtis.

1969

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First Bond Issuance

Maine State Housing Authority completes their first mortgage back bond issuance for $19,740,000. 

1972

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Arch Alpha Project

Arch Alpha opens in Augusta in September 1972. It is the first low income housing project financed in part by Maine State Housing Authority and in partnership with Augusta Regional Church Housing Corporation.

1972

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James Mitchell

James Mitchell appointed as the director of Maine State Housing Authority by Governor Kenneth Curtis. 

1973

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Bond Limit Increased

Maine State Housing Authority's bond limit increases from $20 million to $60 million in an act of legislation sponsored by Senator Guy Marcotte (D) of Biddeford. The act ensures that Maine State Housing Authority can continue stimulating housing programs for people who are low income.

1973

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Federal Moratorium on Housing Programs

US Department of Housing and Urban Development (HUD) suspends all subsidized housing programs and issues strict new guidelines for urban renewal. HUD argues the suspension is needed to draft new housing programs and to shift the funding and decision‐making process from Washington bureaucrats to local governments through the special revenue sharing program.

1973

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Maine State Housing Authority Lenders

14 lenders sign a Mortgage Purchase Agreement and a Mortgage Loan Servicing Agreement with Maine State Housing Authority to service loans for the Mortgage program(s). 

1974

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Genevieve Gelder

Genevieve Gelder appointed as the director of Maine State Housing Authority by Governor James Longley. 

1976

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Blackstone Development Opens in Falmouth

Maine State Housing Authority receives national recognition when Blackstone Development opens, as it is one of the first newly constructed Section 8 projects in the country.

1976

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Sharon Lunner

Sharon Lunner is appointed as the director of Maine State Housing Authority by Governor Joseph Brennan. 

1980

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Energy Conservation Loan Program

MaineHousing makes $1,000,000 in loans available to low- and moderate-income families to make energy-related housing improvements. Funds are exhausted in a matter of days.

1980

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Tough year for Maine State Housing Authority

Restrictive federal policies, rapidly rising interest rates, and reductions in federal housing programs all prevent Maine State Housing Authority from selling bonds in 1981 for either single family or multifamily housing. MSHA’s ability to help people in need was drastically reduced.

1981

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Energy Conservation Design Standards

Maine State Housing Authority establishes rigorous energy conservation design standards for newly constructed or substantially rehabilitated apartment units using Maine State Housing Authority funds. 

1981

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HOME Program

A comprehensive housing program is designed to offset recent federal funding cuts. The program has three sections: low interest mortgages and home repair loans, low income loans to convert large energy efficient homes into rental units, and a pool to be used by the state to purchase and develop non-profit or cooperative mobile home parks. 

1982

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Kathleen Boland

Kathleen Boland is appointed as the director of Maine State Housing Authority by Governor Joseph Brennan. 

1984

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Shelter Aid

Maine State Housing Authority provides $278,000 to finance improvements or to purchase shelters. 

1984

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Solar House Design Competition

Maine Office of Energy Resources and MSHA co-sponsored a new solar house design competition. Up to is $4500 made available for the design and construction of each home that reflects the practical use of solar energy. 

1984

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Newsletter

Maine State Housing Authority starts producing it's own Newsletter. 

1984

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Elizabeth Mitchell

Elizabeth Mitchell is appointed as the director of Maine State Housing Authority by Governor Joseph Brennan. 

1986

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LIHTC Program Created

The Low Income Housing Tax Credit Program (LIHTC) is created by Congress. LIHTC gives investors a reduction in their federal tax liability in exchange for financing low-income affordable rental housing construction and rehabilitation. Without the incentive, many affordable housing projects do not generate sufficient profit to warrant the investment.

1986

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Closing Cost Assistance

MaineHousing provides closing cost assistance to homebuyers for the first time. 

1989

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Dwight Sewell

Dwight Sewell is appointed as the director of Maine State Housing Authority by Governor John McKernan. 

1990

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Energy Programs

The Home Energy Assistance Program (HEAP), Weatherization Program and Central Heating Improvement Program (CHIP) are transferred to Maine State Housing Authority. 

1991

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Purchase Plus Improvement

Purchase Plus Improvement is added as an option for homebuyers, allowing buyers to finance the purchase and needed repairs of a home with one loan.

1991

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David Lakari

David Lakari is appointed as the director of Maine State Housing Authority by Governor John McKernan. 

1994

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MaineHousing Website

Maine State Housing Authority launches its first website. 

1995

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Continuum of Care Origins

Continuum of Care starts 3 separate entities: Maine Balance of State CoC, Greater Penobscot CoC and City of Portland CoC.  The three will eventually become the Coniuum of Care in 2009.

1995

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State of Maine's Housing

MaineHousing conducts its first comprehensive analysis of the State of Maine's Housing. Among the findings, affordable senior housing will be among the most critical needs over the next few decades. 

1999

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Michael Finnegan

Michael Finnegan is appointed as the director of Maine State Housing Authority by Governor Angus King. 

2000

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Continuum of Care Grant

Maine State Housing Authority receives a $3.1 million  grant from HUD for Continuum of Care Homeless Assistance Program.

2000

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Dale McCormick

Dale McCormick appointed as the director of Maine State Housing Authority by Governor John Baldacci. 

2004

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Mainestream Green Home Design Contest

MaineHousing hosts a contest to push for greener building practices in new homes. The contest helps publicize designs to minimize winter heating and summer cooling costs, creating healthy spaces, and minimizing the impact on the environment.

2006

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HOPE Program

HOPE, the HomeOwnership Protection for unEmployment plan, provides up to four monthly mortgage payments (including taxes and insurance) to MaineHousing borrowers who have become involuntarily unemployed. The program helps our borrowers avoid foreclosure and keep their homes.

2008

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Gift of Green

The Gift of Green promotion from MaineHousing offers a grant of up to $5,000 for down-payment or closing costs assistance and a $500 coupon for a two-part energy audit. Pairing it with the Federal First Time homebuyer Tax Credit offered from 2008 - 2010 means that first time homebuyers get about $12,000 in assistance when buying a home.

2009

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John Gallagher

John Gallagher is appointed as the director of MaineHousing by Governor Paul LePage. 

2012

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Dan Brennan

Dan Brennan is appointed as the director of MaineHousing by Governor Paul LePage. 

2018

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Cabin In The Woods

Cabin in the Woods opens with 21 energy efficient, ADA accessible residential small home cabins on the campus of VA Maine Healthcare Systems-Togus in Chelsea. The first of its kind in Maine, Cabin in the Woods provides permanent housing for homeless veterans, and in some cases their families. It is funded in part by the Low Income Housing Tax Credit program.

2018

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Senior Housing Bond Funds

MaineHousing receives $15 million in voter approved bond funds to help finance senior housing projects around the state. 

2019

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New Office Building

MaineHousing will move to their office located at 26 Edison Drive in Augusta.

2020


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353 Water Street, Augusta ME 04330
(800) 452-4668 \ (207) 626-4600
Fax (207) 626-4678 \ Maine Relay 711