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Program Summary The First Home Program provides low fixed rate mortgages to people who have not owned homes in the last three years. No point and low point options are available. Although income limits apply, most Maine households are income-eligible for the program. First Home mortgages also offer payment protection for eligible borrowers who lose their jobs. Click Here for a full program description. Program Resources Gift of Green First Home Brochure First Home Brochure (B&W) Rate Sheet Income Eligibility Guidelines Homebuyer Purchase Price Limits Income and Purchase Price Prequalification Tool hoMEworks Homebuyer Education Classes Lenders & Servicers Recapture Tax First Home Program FAQs Maine HOPE (Home Ownership Protection for unEmployment) Flyer