Home : Home Improvement Assistance

MaineHousing offers many programs to help with your home improvement needs by providing grants or low cost loans for health and safety related repairs and improvements ― repair or replace failed wells or septic systems, make heating, electrical, or structural repairs and improve accessibility. MaineHousing also offers programs to make your home lead safe, or fund repairs if your home has been damaged in a declared natural disaster.

		Home Repair
		MaineHousing's Home Repair Program provides help to low-income homeowners you cannot afford necessary home repairs. This program provides 1% loans or deferred, forgivable mortgages to low-income homeowners for basic home repairs.

		Lead Hazard Control Program
		MaineHousing’s Lead Hazard Control Program provides 0% deferred, forgivable loans to make lower-income homes lead safe. Making homes lead safe may involve paint removal or stabilization. It may also involve window and door replacements. The entire amount of the loan is forgiven after 3 years, provided that the property isn’t refinanced or sold during that time, and in the case of rental property, that the units are kept affordable.

		Weatherization
		MaineHousing’s Weatherization Program and Central Heating Improvement Program (CHIP) provide grants to low-income homeowners and renters to improve home energy efficiency and perform energy-related repairs.

		Disaster Assistance Loan Programs
		The Disaster Assistance Loan Programs offers low-interest rate home repair loans and home replacement mortgages to homeowners whose homes are damaged or destroyed in a declared natural disaster.