Income Limits

First Home Program, Operation New Home,
and Disaster Assistance - Home Replacement Program

Income limits for MaineHousing programs vary, so many people who think they have too much or too little income may actually qualify. Limits vary depending on how many people live in your household and on the county where you'd like to buy your home.

The Income and Purchase Price Limits establish maximum eligibility guidelines, not the price of the home you can afford. Your individual financial situation will determine the mortgage amount you can actually borrow. For more information, contact a MaineHousing Participating Lender. Income and Purchase Price Limits are based on availability of funding and are subject to change.

County Household Size
1-2 person 3 or more
Bangor MSA
Bangor, Brewer, Eddington, Glenburn, Hampden,
Hermon, Holden, Kenduskeag, Milford, Old Town, Orono,
Orrington, Penobscot Indian Reservation, Veazie
$58,100 $66,815
Portland/So. Portland MSA
Buxton, Cape Elizabeth, Casco, Cumberland, Falmouth,
Freeport, Frye Island, Gorham, Gray, Hollis, Limington,
Long Island, North Yarmouth, Old Orchard Beach,
Portland, Raymond, Scarborough, South Portland,
Standish, Westbrook, Windham, Yarmouth
$68,200 $78,430
York/Kittery/So. Berwick MSA
Berwick, Eliot, Kittery, So. Berwick, York $73,400 $84,410
Other Areas
Cumberland County (excluding MSA) $66,326 $76,275
Kennebec County $55,900 $64,285
Lincoln County $62,215 $71,548
Penobscot County (excluding MSA) $55,400 $63,710
Sagadahoc County $65,626 $75,470
York County (excluding MSA) $65,606 $75,447
All Other Counties $55,400 $63,710