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| Up to $5,500 toward your first home - available to homebuyers who choose a MaineHousing mortgage before December 1, 2009. |
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If you haven’t owned your own home in the past 3 years, you may qualify for MaineHousing’s Gift of Green:
- Up to $5,000 (not to exceed 4% of the mortgage amount) to help with the cash needed for closing, such as any required down payment, closing costs, and prepaids.
- A coupon worth up to $500 for a 2-part home energy audit.
Beginning December 1, the new offer will be a $2,500 grant to homebuyers who choose a MaineHousing mortgage, plus the energy audit coupon worth up to $500.
The Gift of Green really is a gift - it will not be added to the loan amount and it never has to be paid back.
Because the Gift of Green promotion is part of MaineHousing’s mortgage program, you also may be able to use the Purchase Plus Improvement Option to fund home energy improvements as part of your mortgage.
MaineHousing mortgages even come with payment protection for unemployment. |
| Total financial incentives of up to $15,000 |
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| Add the Gift of Green grant (currently worth up to $5,500) to the federal First-Time Homebuyer Tax Credit worth up to $8,000. This, in turn, lets you invest in home energy-efficiency improvements that may qualify for additional federal tax credits worth up to $1,500. The combination of financial incentives through the Gift of Green and federal tax credits could add up to $15,000 and a once in a lifetime opportunity.
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