If you are worried about your next house payment or you face foreclosure - this site provides foreclosure prevention tips and resources to assist you, and a list of HUD-approved housing counselors who can help you for free.

The sooner you act, the better your chance of saving your home. In many cases contacting the lender early in the process will make it easier for you to work out a plan to help you get back on track, depending on your situation and how far behind you are. Your lender or a HUD-approved housing counselor can help you find real options to avoid foreclosure.

Be careful who you go to for advice, and beware of scam artists or people trying to take advantage of your situation. HUD sponsors many housing counseling agencies that can help you with questions relating to foreclosure and credit issues.

For more detailed information about preventing a foreclosure on your home, please click on each of the topics listed in the Foreclosure Menu.