Income Limits - 120% Median Income Limits by Family Size
(Effective January 2014) 


Septic System Loan Program

Any household whose annual gross household income, by family size, is less than or equal to the income limits set forth below (120% median income) is eligible for a Septic Repair Loan.

County Household Size
1 2 3 4 5 6 7 8
(Androscoggin) Lewiston-Auburn MSA
Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Livermore, Livermore Falls, Mechanic Falls, Minot, Poland, Sabattus, Turner, Wales $47,100 $53,850 $60,600 $67,300 $72,700 $78,100 $83,500 $88,850
(Cumberland) Portland HMFA
Buxton, Cape Elizabeth, Casco, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Hollis, Limington, Long Island, North Yarmouth, Old Orchard Beach, Portland, Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth $        57,450 $    65,650 $  73,850 $  82,100 $    88,650 $      95,200 $   101,800 $   108,350
(Penobscot) Bangor HMFA
Bangor, Brewer, Eddington, Glenburn, Hampden, Hermon, Holden, Kenduskeag, Milford, Old Town, Orono, Orrington, Penobscot Indian Island Reservation, Veazie $        52,650 $    60,200 $  67,700 $  75,250 $    81,250 $      87,300 $     93,300 $     99,300
York/Kittery/So. Berwick HMFA
Berwick, Eliot, Kittery, South Berwick, York $        68,050 $    77,750 $  87,500 $  97,200 $  105,000 $    112,750 $   120,550 $   128,300
Other Areas
Aroostook $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Cumberland (excluding HMFA) $        64,950 $    74,200 $  83,500 $  92,750 $  100,200 $    107,600 $   115,000 $   122,450
Franklin $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Hancock $        52,750 $    60,300 $  67,800 $  75,350 $    81,400 $      87,400 $     93,450 $     99,500
Kennebec $        50,750 $    58,000 $  65,250 $  72,500 $    78,300 $      84,100 $     89,900 $     95,650
Knox $        50,650 $    57,900 $  65,100 $  72,350 $    78,150 $      83,950 $     89,750 $     95,500
Lincoln $        51,050 $    58,350 $  65,650 $  72,950 $    78,800 $      84,650 $     90,450 $     96,300
Oxford $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Penobscot (excluding HMFA) $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Piscataquis $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Sagadahoc $        59,900 $    68,450 $  77,000 $  85,550 $    92,400 $      99,250 $   106,100 $   112,950
Somerset $        43,450 $    49,650 $  55,850 $  62,050 $    67,000 $      71,950 $     76,950 $     81,900
Waldo $        45,300 $    51,750 $  58,200 $  64,700 $    69,850 $      75,050 $     80,200 $     85,400
Washington $        45,300 $    51,750 $  58,200 $  64,700 $    69,850 $      75,050 $     80,200 $     85,400
York (excluding HMFA) $        57,600 $    65,850 $  74,100 $  82,300 $    88,900 $      95,500 $   102,100 $   108,650