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Welcome to MaineHousing Online

If you are having home heating-related problems, such as no fuel or malfunctioning heating equipment, after 4 p.m. and before 8 a.m. weekdays, or during a weekend or holiday, please call 2-1-1, a service of the United Way, to check if any potential resources are available.


MaineHousing provides low fixed rate mortgages with no point, low point, little or no down payment and down payment assistance options to help make homeownership affordable for more Maine people.

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Subsidized Housing

Rental housing costs are increasingly out of reach for many lower and moderate income Maine people. Subsidized apartments provide qualified tenants below-market rents. 

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Energy Assistance

If you cannot afford to heat your home, pay electric bills, or would benefit from energy improvements help may be available from MaineHousing programs.

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Ownership Transfer

MaineHousing has a new ownership transfer rule and a simpler, more streamlined application and review process for ownership transfers.

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Mortgage Help

When hard times happen, protect your home by knowing what payment options are available to you and who to call for assistance.

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Homebuyer Classes

Homebuyer education will explain how the buying process works and will help you to choose the mortgage option that is best for you.

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  • RFP for Project-Based HUD-VASH Vouchers
    MaineHousing is seeking proposals from qualified applicants to receive an allocation of Project-Based HUD-Veterans Affairs Supportive Housing Vouchers. The purpose of this allocation is to enable homeless veterans to access affordable housing with an array of supportive services.
  • MaineHousing followed rental subsidy contracts, courts rule
    The United States Supreme Court will not consider an appeal by five owners of multi-family low income housing projects that have Section 8 Housing Assistance Payments (HAP) contracts with Maine State Housing Authority (MaineHousing), it was decided on Monday, January 13.
  • Homebuyer Education
    Buying a home can be a challenging endeavor. There’s help! HoMEworks provides a homebuyer education program that explains how the buying process works, helps buyers select the mortgage best suited to their financial needs, and teaches credit and debt management, budgeting, and more. Find a class near you!
  • Consultant’s Report on HCV Landlords Forums
    MaineHousing recently conducted three well-attended Housing Choice Voucher (Section 8) Program landlord forums. Outside moderator Frank O’Hara’s report details the discussions, including suggestions for program improvements.


Region 2 Homeless Council
Event Date: May 9, 2014
Statewide Homeless Council
Event Date: May 13, 2014
Augusta Working Group
Event Date: May 13, 2014

Current Interest Rates

Program Rates Points APR*      MPF**

First Home & Operation New Home

4.000% 0 4.739% $4.77
3.750% 2 4.671% $4.63

First Home & Operation New Home with Advantage Option

4.250% 0 4.983% $4.92

Mobile Home Self Insured

5.000% 0 5.000% $5.37
4.750% 2 4.926% $5.22

Mobile Home Self Insured
with Advantage Option

5.250% 0 5.250% $5.52

Contact Us

353 Water Street  •  Augusta, ME 04330
(800) 452-4668  •  (207) 626-4600
Fax (207) 626-4678  •  Maine Relay 711
MaineHousing's Facebook  Page  Fairhousing

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